At Premiere Homes we know the local real estate market in Ontario better than anyone else. After all, it’s our home too! Since 2000 our professional and friendly team has been matching the right people with the right properties, and we want to do the same for you.We make it a point to be involved and stay involved through all the stages of the property transaction process. Whether you’re looking to buy, sell or refinance, we promise to work hard on your behalf to ensure you get the best deal possible.
With a wide range of agents to help with the surrounding areas we have expanded our reach to Riverside, LA, OC, and San Diego. Our licensed agents value honesty, collaboration, efficiency and customer service. As a result, of being a family owned and operated business we take immense pride in everything we and our agents do, and just like family we will be there for you every step of the process. Come join the family and thank you for allowing us to hold the key to your home!
"We could not have chosen a better agent to represent us in selling our Ontario home located at 651 W. Rosewood Ct. You delivered on your promises and exceeded our expectations selling our home for more than we dreamed. Your expertise and knowledge of the market were reassuring to us. Yes, we enthusiastically rate your honesty, professionalism and services A+, we cannot recommend you highly enough! Thank you!"
-- Terrell & Takako Hayes
Meet theTeam
Richard Centeno
Broker / President / DOIA Board Member
BRE#: 01107545
Email: Rucsells@gmail.com
Cell #: 909-268-5853
Maria M. Juarez
Pam King
Richard Centeno JR.
Steve Malone
Raymundo Herrera III
Sergio Marquez
Here for You
Throughout many years of experience, the agents at Premiere Homes have become true experts on the local real estate market. We’re dedicated to doing whatever it takes to help you achieve your property goals.
Whether you're buying your first condo, looking to downsize, or anything in between, Premiere Homes will work with you to make the process as easy and hassle-free as possible. See our wide range of professional services to get started.
Please follow us on our social media sites to stay connected with current news, rates, and information about the current market!
F.A.Q
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Credit scores. You’ll need at least a 620 credit score for a conventional loan and a 580 score for an FHA loan (with a 3.5% down payment). VA and USDA lenders might require a minimum 620 and 640 credit score, respectively.
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Debt-to-income (DTI) ratio. Your DTI ratio is a measure of your total monthly debt payments divided by your gross monthly income. Lenders recommend a DTI ratio at or below 43%. You may be able to qualify for a mortgage with a DTI ratio as high as 50%, but you’d need a good credit score and/or a larger down payment
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Down payment. Conventional loans are available with a 3% down payment (income limits may apply). You’ll need at least 3.5% down for an FHA loan. There may be no down payment required if you’re eligible for a USDA or VA loan.
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Employment history. Lenders look for proof of steady employment and income for the past two years. Have your pay stubs, W-2s and federal tax returns ready for your lender.